Hackers wear masks. Their numbers look official. Their messages look real. Their "police officers" wear real uniforms on video calls. That is exactly why smart, educated people lose money every day — this is not a technology problem, it is an awareness problem.
In 16+ years, I have seen hard-working families lose their savings to a single phone call. Not because they were foolish — but because nobody ever sat them down and showed them how these frauds actually work. Schools don't teach it. Banks send warnings nobody reads. So I decided to teach it myself — live, in simple language, for the price of a pizza.